After you have selected the main parts of your health insurance there may be "gaps" that you want to cover with other types of policies. These gaps can help cover your deductible, braces for your child, or protect your income if you pass away. There are a variety of options that can be added to create financial protection of your insurance policies. 

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Just because you don't have access to employer health benefits, doesn't mean you have to go without those types of coverage. Use this information to help  determine what coverage options you need for you and your family.